CommissionDoctor cures that — automatically auditing your carrier commission statements, cross-referencing your client list, and flagging every missing payment, gap, and chargeback — so you never leave money on the table again.
Your carrier sends a dense PDF every month with hundreds of line items. Cross-referencing every client against every period is tedious, time-consuming, and easy to put off — which is exactly what most brokers do. And carriers know it.
A client who was paid January through April then silently drops off. You don't notice. The carrier doesn't tell you. That's $400 you'll never receive — unless you catch it. Now you can.
A client on your Book of Business never shows up on any commission statement. The carrier never flagged it. You never noticed. That's months of commissions you didn't even know to chase.
Every commission tool on the market is built for agencies tracking what they owe their own agents. Nothing exists for the agency, their producers, or the solo broker who needs to verify what the carrier owes them. Until now.
— Blue Shield Agency, Orange County, CA
Upload up to 3 pages of your Blue Shield statement. See exactly what's missing and what's paid — using your real clients, your real data. No credit card. No signup.
Drop in up to 3 pages of your Blue Shield of California commission PDF.
Your real clients, your real gaps — flagged instantly. See exactly which months weren't paid and by how much.
Full client ledger with printable payment history unlocks with a subscription.
Log into Blue Shield, download your monthly commission statement PDF, and drop it in. That's it.
Blue Shield PDFAdd your IFP, Medicare, and Group client exports. CommissionDoctor cross-references every client against every statement.
IFP · Medicare · GroupSee every missing month, every payment gap, every chargeback — flagged and sorted by priority. Click any client for their full payment ledger.
Sorted by urgencyOpen any client's ledger, save it as a PDF, and send it directly to your carrier rep. Every missing month and exact amount — ready to hand over.
Carrier-ready exportAutomatically flags any client who should have been paid but wasn't — for any month in your statement period. Sorted by most missing first.
Negative commissions are automatically identified and flagged — so you know the difference between a month that was never paid and one that was reversed by the carrier.
Click any client to see every individual commission line — payment period, amount, and running total. Your complete audit trail.
IFP, Medicare, and Group clients — all in one report with separate tabs for each. Your entire book of business, audited in one upload.
Upload your Blue Shield Book of Business CSV and CommissionDoctor instantly flags every client who hasn't appeared on any commission statement. Find clients you're not being paid for at all — the money you didn't even know you were missing.
Upload statements one at a time and CommissionDoctor builds a rolling history — so you can see exactly which months were paid and which were missed across your entire book.
Your commission data is encrypted in transit and stored securely under your account only. We never sell or share your data, and it's deleted within 30 days of cancellation.
Click any client to open their full payment ledger — every month, every amount, every gap. Save as PDF and send directly to your carrier rep to recover what you're owed.
Currently supported with more being added every month based on subscriber requests.
* Coming soon carriers available for an additional monthly fee once launched.
Don't see your carrier? Send us your commission statements and client list and we'll build it — usually within 2 weeks. See custom pricing →
Choose the plan that fits your book of business. No contracts — cancel anytime.
No contracts — cancel anytime · Prices may change with 30 days notice
Custom carrier integrations available →
Every carrier formats their commission statements differently. We'll reverse-engineer yours and build a custom integration — usually within 2 weeks. You get 90 days of exclusivity, then it rolls out to all subscribers on that carrier.
All we need: a sample commission PDF/CSV and your client list export. That's it. We handle the rest.
Email us at info@commissiondoctor.com with a sample commission PDF and your client list export — we'll handle the rest.
Your data is encrypted in transit and at rest. Only you can access your account.
Your commission history is yours. We don't sell it, share it, or use it for anything beyond running your account.
Full compliance with California Consumer Privacy Act. Your rights are protected.
Last updated: May 2026
By creating an account and using CommissionDoctor, you agree to the following terms.
1. Acceptance of Terms
By creating an account or using CommissionDoctor ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
2. Description of Service
CommissionDoctor provides commission statement analysis, audit, and tracking tools for licensed insurance producers and agencies. The Service analyzes carrier-issued commission PDFs and identifies payment discrepancies, missing months, and client payment histories. Access requires an active paid subscription.
3. Subscriptions & Billing
Subscriptions are billed monthly or annually via Stripe. By subscribing, you authorize recurring charges to your payment method. You may cancel at any time; cancellation takes effect at the end of the current billing period. No partial refunds are issued for unused time. Failed payments may result in temporary suspension of access.
4. Pricing Changes
CommissionDoctor reserves the right to change subscription pricing at any time. You will be notified of any price changes at least 30 days in advance via the email address on your account. Continued use of the Service after the effective date constitutes acceptance of the new pricing.
5. Onboarding Packages
Onboarding packages are one-time purchases available to active subscribers only, enabling upload of up to 12 months of historical commission statements. Onboarding packages are non-refundable once the upload process has begun. Onboarding access expires 12 months from the date of purchase.
6. Data & Privacy
Your commission data is encrypted in transit and at rest using industry-standard protocols. We do not sell, rent, share, or use your data for any purpose other than operating your account and providing the Service. You retain full ownership of all data you upload.
7. Acceptable Use
You agree to use CommissionDoctor only for lawful purposes and only with commission statements for which you are the authorized recipient. You may not share account credentials with others, attempt to reverse-engineer the Service, upload malicious files, or interfere with the Service's infrastructure.
8. Disclaimer of Warranties
The Service is provided "as is" without warranty of any kind. CommissionDoctor does not warrant that the Service will be uninterrupted or error-free. Commission data accuracy depends entirely on the quality of carrier-issued statements.
9. Limitation of Liability
CommissionDoctor is a verification and tracking tool only. We are not responsible for errors in carrier-issued statements or financial decisions made based on the Service. In no event shall CommissionDoctor's liability exceed the amount paid in the 3 months prior to the claim. Always verify discrepancies directly with your carrier.
10. Indemnification
You agree to indemnify and hold harmless CommissionDoctor, its owners, employees, and affiliates from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.
11. Intellectual Property
All software, design, algorithms, and content comprising CommissionDoctor are the exclusive property of CommissionDoctor. Nothing in these Terms grants you ownership rights to the Service or its underlying technology.
12. Termination
We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activity. You may cancel at any time through the billing portal.
13. Governing Law
These Terms are governed by the laws of the State of California. Any disputes shall be resolved in the courts of California.
14. Changes to Terms
We may update these Terms from time to time. You will be prompted to re-accept updated Terms on your next login. Continued use constitutes acceptance.
15. Contact
For questions about these Terms, contact us at info@commissiondoctor.com.